LIFE INSURANCE
“Life insurance is not just to cover a Death Benefit – it will also pay income if you live too long or get sick along the way.”
Life insurance can be considered among the hardest topics of insurance, simply because of the variety of different products that exist. We are here to break it down for you.
Life insurance is a group of four key categories:
- Pure life insurance – Term Life
- Burial insurance – also known as Final Expense
- Life insurance with an Investment portion – Whole Life
- Insurance for retirement income – Annuity
Each category has a different purpose and use. Life Insurance section is dedicated to identifying the most important things that you should know before talking to a life insurance agent.
Let’s talk about:
- Ways to possibly save money and get proper life insurance coverage – the way the agents get it for themselves.
- Typical scenarios where some types of insurance product may be better than the other.
- Most important and most-commonly misunderstood points about life insurance coverage.
- Retirement income options and how they may compare to other non-life insurance methods.
- How to maximize Tax-Free features of life insurance.
- Comparison of Indexed Universal Life vs. 401(k), Roth IRAs, and other types of financial insurance products.
- And a lot more.
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“No widow or widower has ever complained that their spouse bought too much life insurance.”
HOT Life Insurance Topics:
What are the best optional features of life insurance?
What are the Death Benefit options for Universal Life insurance?
Living Benefits – Explained
What is a MEC (Modified Endowment Contract)?
What are the most important living benefit riders for IUL
“Luck happens when preparation meets opportunity”